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Home > Blog > G. David Harris Insurance Services & Wealth Managment Blog Page 32
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G. David Harris Insurance Services & Wealth Managment Blog Page 32

View the latest blog posts from G. David Harris Insurance Services & Wealth Managment.

Tuesday, December 4, 2018

3 Tips to Boost Your Credit Score Before You Renew Your Auto Insurance

Auto insurance companies use credit scores to determine the risk of a vehicle owner. Those with good credit scores could save money. It is always wise to work to boost your credit score. It could help reduce what you have to pay each month. But, how do you do so? Before you renew your policy, consider these tips. READ MORE >>

Thursday, November 29, 2018

Is Driving Still Safe for Your Senior Loved One?

Your parents are getting older. You worry they may not be as skilled behind the wheel like they used to be. In situations like this, many people want to know what to do. And, how do you know when your senior loved one is no longer safe behind the wheel? Your auto insurance provider needs to know this information as well. READ MORE >>

Tuesday, November 27, 2018

Upgrading Liability Insurance – Take a Look at Last Years’ Claims

Every year, plan a meeting with your business insurance agent. Discuss the types of risks your company faces, their changes, and any claims. Then, upgrade your liability insurance. Though not always necessary, an annual review is critical to know what your risks are. READ MORE >>

Wednesday, November 21, 2018

Will a Smart Thermostat Help You Save Money on Home Insurance?

Many homeowners are adding smart thermostats to their property. This can be a good addition. It may reduce your home’s heating and cooling costs. Yet, thermostats like this do not always reduce home insurance costs. The details are in the way the thermostat functions. READ MORE >>

Tuesday, November 20, 2018

If You Own a Car, But Don’t Drive – Do You Need Auto Insurance?

Owning a vehicle is a big responsibility. Even if you never take it out onto the road, it tends to be a good decision to maintain proper auto insurance on it. This can help protect your investment. However, the laws on this differ from one state to the next. A vehicle not on the road may not legally have to have coverage. READ MORE >>

Thursday, November 15, 2018

Let Your Insurance Agent Know When a Home is Empty

Why does your home insurance agent need to know if you have an ill loved one? Most often, they do not need this information. However, they do need to know if the home is vacant. A vacant home is a high risk to insurers. If the home’s owner cannot live there for some time, you may see your insurance drop off. READ MORE >>

Tuesday, November 13, 2018

Will Business Insurance Cover Landscape Vandalism?

Business insurance provides financial protection from losses you cannot control. This includes vandalism to your landscape in many cases. However, there are limitations to how much coverage you have as well as when this type of coverage applies. If you are unsure about any type of incident, contact your agent. READ MORE >>

Thursday, November 8, 2018

Home Insurance and Windows - Why Maintaining Your Windows Is Essential

Home insurance is one of the best tools to help you when accidents happen. But it does not always cover losses related to wear and tear. Your windows need routine care to minimize risks to them over time. And, sometimes, the water damage created by your windows can be significant. READ MORE >>

Tuesday, November 6, 2018

Does Auto Insurance Require a Deposit?

Some insurance companies require drivers to make a deposit when purchasing auto insurance. Not all do this, though. It is important to discuss the need for a deposit with your insurer before agreeing to the terms. There are a few key things to remember about this policy and what the deposit means. READ MORE >>

Thursday, November 1, 2018

How to Handle Water Damage to a Car

Water damage inside a vehicle can be devastating. When it occurs, it can become hard to remove. The seats may develop mold over time. The carpeting or leather may warp. It can also cause significant damage to the engine and electronics. In this situation, your first step is to call your auto insurance company. READ MORE >>

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